Bad Faith Insurance Dispute
Attorney Charleston

If your claim was denied or delayed without a clear explanation, or if your insurer failed to investigate properly, communicated poorly, or offered a low settlement without justification, these may be signs of bad faith.

Start by keeping detailed records of all communication with your insurer. Then, contact an attorney who can review your case and help determine whether the insurer’s conduct qualifies as bad faith.

Bad faith can arise in many types of claims, including auto, home, health, life, or disability insurance. It applies whenever an insurer wrongfully avoids paying what is owed under a valid policy.

In South Carolina, the statute of limitations for filing a bad faith insurance claim is three years from the date of the insurer’s wrongful act, such as an unreasonable denial or delay in paying a valid claim. It’s important to note that this period may begin when the wrongful act occurs or when the policyholder discovers, or should have discovered, the insurer’s bad faith conduct. Therefore, it’s crucial to act promptly and consult with an attorney to ensure your rights are protected within this timeframe.

If your insurer is found to have acted in bad faith, you may be entitled to recover the amount originally owed, plus damages for emotional distress, legal costs, and in some cases, additional punitive damages.